Students and majors

College ROI Calculator

Is college worth it for you? Compare a degree with starting work now. See when college pays off, your student loan, and the AI risk of your major. Free.

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College ROI calculator

Is college worth it for you?

Compare going to college with starting work now. See when the degree pays for itself, and how exposed the jobs it leads to are to AI. Example numbers are filled in, so replace them with your own.

Go to college
$
$
From part-time or summer work.
$
Start working now
$
Loans and assumptions

Your result

Enter both salaries to see the result.
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Trade vs university

Is an apprenticeship a better deal?

Compare a trade and a degree side by side: cost, earnings and AI risk.

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How this is calculated
  • All figures are before tax and in today's money. Works in any currency.
  • Salaries grow by the same rate on both paths. Study costs paid with loans are repaid over 10 years after you finish; interest while you study isn't included.
  • AI exposure is the average brigenai AI risk score of the jobs a major or trade usually leads to.
  • This is a planning estimate, not financial advice. Scholarships, taxes and living costs can change the result a lot.
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