Students and majors

College ROI Calculator

Is college worth it for you? Compare a degree with starting work now. See when college pays off, your student loan, and the AI risk of your major. Free.

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College ROI calculator

Is college worth it for you?

Compare going to college with starting work now. See when the degree pays for itself, and how exposed the jobs it leads to are to AI. Example numbers are filled in, so replace them with your own.

Go to college

Major

Tuition and fees per year

Years of study

Earnings per year while studying

From part-time or summer work.

Salary after graduating

Start working now

Salary you could earn now without a degree

Loans and assumptions

Share of study costs paid with loans (%)

Loan interest rate (%)

Salary growth per year (%)

Compare over

Your result

Enter both salaries to see the result.

Path Simulator

Play out the next 5 years first

Try a study path month by month, with real decisions and surprises along the way.

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College major quiz

Not sure what to study?

Find majors that fit you and check how exposed each one is to AI.

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Trade vs university

Is an apprenticeship a better deal?

Compare a trade and a degree side by side: cost, earnings and AI risk.

Compare paths

How this is calculated

All figures are before tax and in today's money. Works in any currency.
Salaries grow by the same rate on both paths. Study costs paid with loans are repaid over 10 years after you finish; interest while you study isn't included.
AI exposure is the average brigenai AI risk score of the jobs a major or trade usually leads to.
This is a planning estimate, not financial advice. Scholarships, taxes and living costs can change the result a lot.

Guide

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