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Cost of Living in Australia

Understand the real cost of living in Australia for expats and international professionals, including rent, food, transport, healthcare, and daily expenses, and see how far your salary can go in 2026.

Cost of Living Overview in Australia

Australia is one of the most popular destinations for international professionals and skilled migrants, offering high salaries, strong social security, and excellent quality of life. However, living costs can vary significantly by city and lifestyle, making it essential to understand your real monthly expenses before relocating.

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This guide provides a complete overview of the cost of living in Australia for expats and overseas workers, including rent, food, transport, healthcare, and utilities. It helps you estimate how far your income will go and how much you can realistically save.

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Whether you are moving on a skilled visa, student visa, or employer-sponsored pathway, understanding your living costs will help you plan your relocation and negotiate your salary with confidence.

Average Monthly Cost of Living in Australia (USD)

(Estimates based on major cities such as Sydney, Melbourne, and Brisbane.)

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Housing & Rent

Housing is the largest expense for most newcomers.

Food & Groceries

Australia has high food quality standards, but imported items and restaurant dining are relatively expensive.

Transport

Major cities offer reliable public transport, while regional areas often require car ownership.

Healthcare & Insurance

Many work visas require private health insurance until permanent residency is obtained.

Utilities & Internet

Most Expensive vs Most Affordable Cities

Highest Cost of Living:
Sydney > Melbourne > Brisbane > Perth

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More Affordable Lifestyle:
Adelaide, Hobart, Canberra, Regional Cities

Cost of Living vs Salary: How Far Your Income Goes

Australia combines high wages with high living costs. However, due to strong minimum wage laws and competitive professional salaries, many skilled migrants still achieve solid savings potential, especially in:

β€’ Software & IT
β€’ Engineering
β€’ Healthcare
β€’ Construction
β€’ Finance & Accounting
β€’ Mining & Energy

High-income professionals can maintain comfortable lifestyles while saving 20–40% of net income, particularly outside Sydney’s CBD.

Is Australia Affordable for Expats?

Australia offers:

βœ” Strong income-to-cost ratio for skilled workers
βœ” Excellent public services and infrastructure
βœ” Safe cities and high living standards
βœ” Clear pathways from work to permanent residence

However, careful budgeting is essential, especially during the first 6–12 months after arrival.

Plan Your Real Relocation Budget

Before moving, it’s important to calculate:

β€’ Take-home pay after tax
β€’ Rent by city and visa type
β€’ Healthcare and insurance
β€’ Family and schooling costs
β€’ Savings potential

Use our tools and advisors to build your personalised relocation plan.

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