Taxes in Singapore
Compare personal income tax systems across Australia, New Zealand, Singapore, and Hong Kong. Understand take-home pay, tax rates.
Singapore Tax Guide for International Talent
Singapore is one of the world’s most attractive destinations for global professionals — not only because of high salaries, but also because of its low and simple personal income tax system.
This Guide Explains
If you are planning to work or study in Singapore, your real income depends on
- How the Singapore tax system works
- Personal income tax rates
- Tax residency rules for foreigners
- Take-home salary examples
- CPF and social security for expats
- Your tax residency status
- Your Employment Pass (EP) or S-Pass
- Your gross salary and deductions
How the Singapore Tax System Works
Singapore operates a progressive but low-rate income tax system:
- Only Singapore-sourced income is taxed
- No capital gains tax
- No inheritance tax
- No tax on overseas income (in most cases)
- PAYE system via employer payroll
The result: high take-home pay compared with most Western countries.
Are You a Tax Resident in Singapore?
You are generally a tax resident if you:
- Stay or work in Singapore for 183 days or more in a year
- Hold an Employment Pass or S-Pass with long-term employment
Tax residents:
- Pay lower progressive tax rates
- Enjoy personal reliefs and deductions
Non-residents:
- Pay a flat rate (usually higher)
- Have limited deductions
Singapore Personal Income Tax Rates (2026)
Even high-income professionals often pay less than 15–18% effective tax.
Calculate Your Net Take-Home Pay After Tax. Free Singapore income tax calculator for the 2025-26 financial year.
👉 Calculator Your Take-Home Pay
How Much Take-Home Pay Will You Get?
Example:
Software Engineer earning SGD $120,000/year
Estimated after-tax income:
→ SGD $102,000 – $108,000
→ SGD $8,500 – $9,000 per month
Your actual take-home depends on:
- Residency status
- Tax reliefs
- CPF contributions (if applicable)
- Family and dependent deductions
CPF & Social Security for Foreigners
Most foreigners on EP or S-Pass:
- Do not contribute to CPF
- Are not subject to mandatory pension deductions
- Keep more of their salary as cash take-home
Permanent Residents may be required to contribute.
Tax for International Students & Graduates
International students who work part-time:
- Pay tax on Singapore-sourced income
- Are taxed at resident or non-resident rates depending on stay length
Graduates on EP:
- Become tax residents once they meet residency criteria
- Benefit from low progressive tax and strong saving potential
How Tax Affects Singapore Work Visas
While visas are assessed on gross salary, tax determines your real quality of life.
Key passes impacted:
- Employment Pass (EP)
- S-Pass
- Tech.Pass / One Pass
- Permanent Residence (PR) applications
Understanding tax helps you:
✔ Estimate real disposable income
✔ Compare Singapore vs Australia / NZ / Hong Kong
✔ Plan savings and housing
✔ Evaluate long-term settlement value
Why Singapore Is a Tax-Efficient Destination for Global Careers
Singapore attracts global talent because:
- Low personal income tax
- No tax on overseas income (in most cases)
- No capital gains tax
- Strong currency and financial stability
- Clear visa-salary alignment
For high-skill professionals, Singapore often delivers the highest after-tax income in Asia-Pacific.
How BRIGENAI Helps You Plan Salary, Tax & Visa Together
BRIGENAI integrates:
- Relocation-ready jobs
- EP & S-Pass visa pathways
- Local tax advisors and accountants
- Career and income planning tools
So you can evaluate:
Salary → Tax → Visa → Lifestyle → Long-term settlement
in one connected relocation strategy.
Your salary offer is just the beginning.
Your future depends on what you actually take home and how it supports your visa and lifestyle.
Speak with a local expert before you relocate.
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BRIGENAI helps global talent relocate their careers with migration-ready jobs, visa guidance, and local expert support.